Mintos war eine der ersten P2P-Kreditplattformen, bei der ich mein Geld angelegt habe und ist seitdem fester Bestandteil meiner Auto-Invest-Strategie. 2 Welche Investitionsmöglichkeiten gibt es bei Mintos? Invest & Access. Auto-Invest. 3 Wie ich mit Mintos Auto Invest 15% Rendite. Wie du investieren kannst (Auto-Invest oder Invest & Access); Deine Rendite Chancen & die Risiken; Wie viel Geld du.
Meine Mintos Auto Invest StrategieWie du investieren kannst (Auto-Invest oder Invest & Access); Deine Rendite Chancen & die Risiken; Wie viel Geld du. Ich investiere nun schon knapp 5 Jahre erfolgreich auf der Plattform in P2P Kredite und in dieser Zeit ist auch viel mit der Mintos Auto Invest. Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. There are many options how to set you auto invest strategy, so better read about how to set your strategy.
Mintos Auto Invest EstateGuru Sign-up Bonus VideoMy Defensive Mintos Auto Invest strategy
The reason I have 3 different strategies is that there is not always enough loans to fill my portfolio with just 1 strategy.
Hi Stephan, Thank you for your comment. Thank for your quick reply. Two questions more. This will ensure that the money will be prioritized equally between the loan originators.
Best regards, Jonas. I find this to be the best option with my portfolio size. It may vary based upon your portfolio size.
Hi Stephan, Here you go. I posted a picture. So I need to manually choose and remove Originators? Or am I missing something? You have to manually select the loan originators which offers the interest on delayed payments.
You can find the info from the loan originator details. I hope it helped. It seems like all loans with Buyback-guarantee always generates interest while payments are delayed.
Hi Lars, No problem, I am glad I could help. But they state that you should check the loan originators to see if they pay interest on delayed payments.
Hi Jonas, Could you please reply on my message from Add Comment. Save my name, email, and website in this browser for the next time I comment.
Post Comment. Interest rate on Mintos. Table of Contents. Mintos ratings of loan originators. Interest on delayed payments. My personal Mintos auto-investment strategy.
Screenshot of 1. Auto-invest Strategy. Disclaimer: This post may contain affiliate links. I may receive a commission when you, the visitor, uses an affiliate link.
Investing involves risk of losses. P2P lending. I am investing in P2P-lending to create a high cash-flow return.
I disclose my income, expenses, investments, and everything financially relevant. Website Twitter Facebook. Hi Michael, Thank you for your kind words.
I hope you find the content on my blog helpful! If you need other clarification, feel free to respond to this comment. Best regards, ThePoorInvestor.
Stephan Tousgaard. I hope it helps. Otherwise, you are welcome to comment again! Best Regards, Jonas. Hi Stephan, I have no comments in moderation.
What comment are you referring to? Loan Originator Logo. Loan Originator Name. Cream Finance. Remove Danish and Latvian loans.
Delfin Group. Dineo Credit. Remove business loans. ID Eurasia. Kredit Pintar. LF Tech. Placet Group. Revo Technology. Those strategies will usually result in cash drag as they suggest to invest in lenders that have no loans on Mintos.
Here at P2P Empire, we value our readers, and our goal is to teach you to fully understand how investing in loans works. Our goal is to give you all the information you need to make informed decisions.
The best way to choose loan originators is to analyze the loan book based on the revamped Mintos risk score system. The P2P marketplace rates individual lenders according to four categories.
In this guide, we will be using the following variables to access the quality of your Auto Invest selection:.
Mintos promotes easy investments that are protected by a buyback guarantee. The marketplace also promotes broad diversification options, which means that you can invest in around 30 countries and over 60 lending companies.
Our rather basic requirements should, therefore, yield very attractive investment opportunities, right? Mintos has replaced the obsolete Mintos loan originator rating with a more transparent rating system, which is now called Mintos Risk Score.
This new system evaluates every lender based on four subscores from the following categories:. You can read more about it in our in-depth guide about the Mintos Risk Score.
Use the filters and choose all subscores above six. You can look up this information by clicking on the lending company and choosing the radio button Details.
If you are following a more conservative strategy, we suggest avoiding investing in lenders that fund their loans on multiple marketplaces.
By now, you have learned about the fundamentals that will help you make a better-informed selection. We narrowed down the selection from lending companies to just 10 loan originators who score at least 6 points in every category and pay out interest on delayed payments.
The Mintos risk score on the left of the screen does not represent the average score of every category but the weighted score.
This selection of lenders includes a variety of loan types. By investing in those loans, you will be funding business loans, personal loans, short-term loans, pawnbroker loans, and car loans.
If you choose to invest in loans shorter than 12 months, you have the following diversification options. Mogo is one of the lenders that has an overlapping shareholder with Mintos - Aigars Kesenfelds.
And if you want to invest in loans with a period shorter than 12 months, you end up with only 4 loan originators from which one is owned by the same person who owns several suspended companies.
Before you confirm your selection, you can also define the interest rate and loan term, which will likely further narrow down the loan distribution.
To avoid investing twice in the same loan, you should not include loans you have already invested in. Mintos, however, does not disclose how the marketplace came up with the percentages.
There are currently several companies which refuse to repay investors while continuing lending money to borrowers.
If you have made the changes, your Mintos Auto Invest should be working again. If you decide to trade on the secondary market, you should be aware that the lending company can buy back the loan at any time, which means that if you bought a discounted loan that is rebought by the lender for the initial price, you would take a loss.
Mintos remains the biggest P2P marketplace in Europe. Want to save time and money? Invest on PeerBerry or EstateGuru instead.
Those platforms provide stable returns without all the hassle. Home Academy. Important Update Due to the recent suspensions of lending companies on Mintos we have decided to exit our investments.
How long do you want to have your money invested? How fast do you need to access your investments?With the Kartenspiel 31 Regeln of a mobile application, Mintos aims to make it easier than ever to invest in loans from its marketplace. Skip to content This Mintos review is based entirely on my experiences after 3 years of investing. Here, effective regulatory institutions and law enforcement are viewed positively. Summary: Mintos is one of the absolute best P2P platforms for both the beginner and the experienced investor. In Mintos secondary market, it is possible to invest via auto-invest in the same way as you can in their primary market. In our opinion, it makes much more sense, since you do not have to spend hours manually selecting the loans. If you want to sell your loans, then the secondary market is a great tool. ⭕️ Mintos auto-invest in 1 minute. This is how I setup Mintos custom strategy (auto-invest) step-by-step. It’s rather easy to start, I’ve just needed 5 steps: Register to Mintos ; Make a free bank transfer to the specified account; Select the Auto Invest called “Custom strategy” I filter out Currency / BuyBack / Low rated lenders. Mintos Auto Invest - Wie du dein Portfolio einrichtest 0,5% Cashback auf Mintos agristarts4.com Hier gehts zum Blogbeitrag http://b. Mintos makes P2P investing easy. Invest in your financial future and start earning passive income from our attractive interest rates. Mintos is a peer-to-peer lending marketplace. It connects retail investors with borrowers of many loan originators. Invest in loans and earn money online. Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. There are many options how to set you auto invest strategy, so better read about how to set your strategy. Mintos war eine der ersten P2P-Kreditplattformen, bei der ich mein Geld angelegt habe und ist seitdem fester Bestandteil meiner Auto-Invest-Strategie. Ich investiere nun schon knapp 5 Jahre erfolgreich auf der Plattform in P2P Kredite und in dieser Zeit ist auch viel mit der Mintos Auto Invest. Als Investor klicken Sie im Menü auf Autoinvest → Neues Auto-Invest-Portfolio anlegen und wählen die Benutzerdefinierte Strategie. währung.